The Impact of Liquidity Management on Banks’ Profitability

ByZack

The Impact of Liquidity Management on Banks’ Profitability

The Impact of Liquidity Management on Banks’ Profitability

 

Quick Navigation for Final Year Undergraduates, Masters (Thesis), and Ph.D. Dissertation Students Who Need Our Services on Their Research Works

Find More Project TopicsFIND HERE
Hire Us for Thesis WorksHIRE NOW
Hire Us for Project WorksHIRE NOW
Hire Us for Seminar WorksHIRE NOW
Hire Us for AssignmentsHIRE NOW
Hire Us for ProposalsHIRE NOW
Contact  UsHERE NOW

 

DOWNLOAD FULL PDF WORK

 

Table Of Contents
1 Abstract on The Impact of Liquidity Management on Banks’ Profitability
2 Chapter One of The Impact of Liquidity Management on Banks’ Profitability
3 Background of the Study
4 Disclaimer

Abstract on The Impact of Liquidity Management on Banks’ Profitability

This study examined the impact of liquidity management on banks profitability in deposit money banks using Guaranty Trust Bank of Nigeria Plc. as a case study. The problem identified in this study is mainly the problem of vibrancy in global financial sector in performing its roles in the growth and development of the economy. This problem arises due to maintaining equilibrium between profitability and liquidity in banking institutions in Nigeria. The primary source of data was used to collect the data while chi-square method was used to analyze the data. The findings indicates that there is a positive relationship between liquidity management and profitability of commercial banks. Based on these findings, the conclusion states that liquidity has great impact on profitability. It is recommended that while commercial banks pursue their profit making objectives, the assets of the bank must be kept at an acceptable level of liquidity so as to meet possible demand from depositors and maintain public confidence at all time.  Scholars and technocrats in the banking sector argue that liquidity management should not be the focus of banks but rather risk management, risk management will ensure the bank continues business in a long time. Further research should be conducted on the effect of risk management on the activities of commercial banks in the country. 

                          

Chapter One of The Impact of Liquidity Management on Banks’ Profitability

INTRODUCTION

Background of the Study

The Nigerian economy has undergone fundamental structural changes over the last four decades (1960 to date). Evidence shows that the dramatic structural shifts that occurred lately have not resulted in any appreciable and sustained economic growth and development. Within these periods, the economy has also experienced stunted growth for the greater part of the period. The economy exhibited negative growth rates, which indicates depressed economic situation partly caused by the worldwide economic recession of the early 80s, the world economic meltdown, and recent fall in oil revenue which was as a result of over dependence of the Nigeria economy on oil proceeds, and gross mismanagement of the economy by successive governments (Biaobaku  2014).         
According to Awokiyesi (2011), the aim of every economy is the attainment of a healthy and sustainable position, for the critical macro-economic variables, which are the Balance of Payments (BOP), Gross Domestic Product (GDP), Inflation and Unemployment. The pursuits of these goals have become one of the major pre-occupations of policy makers worldwide. This is understandable due to the tremendous impact of developments in Balance of Payments (BOP), Inflation, GDP, Unemployment and social welfare of the society. Generally, the outcomes of these critical macro-economic variables provide a useful guide for appraising the appropriateness of current policy measures designed to bring about a well-ordered economic structure.
The objectives of macro-economic policy for the government of a contemporary mixed capitalist country (like Nigeria) have come to be formulated as the maintenance of high employment levels, without inflation consistently with the achievement of an adequate rate of economic growth, and the preservation of Balance of payments equilibrium. In this context, a major contribution to the theory of economic policy is the Philips curve.
In Nigeria, the realities of the current economic situation have drowned monetary authorities to focus on the framework for sustainable growth, encompassing stabilization as a component of this framework. This conviction is informed by the fact that the country, since the early 1980’s, embarked on the stabilization of the economy, when it became apparent that the economic policies of the 1960’s and 1970’s were no longer of any relevance to the realities of the economy at that time.

 

DOWNLOAD FULL PDF WORK

Disclaimer

This research material is intended for academic use only and should be used as a guide in constructing your research project and seminar presentation. You should never duplicate the content word for word (verbatim), as SCHOOLTHESIS.COM will not be held liable for anyone who does.

The purpose of publishing this material is to alleviate the stress of hopping from one school library to the next in search of research materials. This service is lawful because all educational institutions allow students to read past projects, papers, books, and articles while working on their own.

SCHOOL THESIS is merely giving this information as a research reference. Use the document as a reference or structure for your own research paper. This paper’s content should be able to assist you in coming up with new ideas and thoughts for your own study

The Impact of Liquidity Management on Banks’ Profitability research paper, should only be used as a guide.

Similar Posts

The Impact of Accounting Standard on the Development of Small Scale Business in Akwa Ibom State

ByZack

The Impact of Accounting Standard on the Development of Small Scale Business in Akwa Ibom State   Quick Navigation for Final Year Undergraduates, Masters (Thesis), and Ph.D. Dissertation Students Who Need Our Services on Their Research Works Find More Project Topics FIND HERE Hire Us for Thesis Works HIRE NOW Hire Us for Project Works…

The Effect of an Inventory Control System on Organizational Performances (a Case Study of Dunlop Nig Plc)

ByZack

The Effect of an Inventory Control System on Organizational Performances (a Case Study of Dunlop Nig Plc)   Quick Navigation for Final Year Undergraduates, Masters (Thesis), and Ph.D. Dissertation Students Who Need Our Services on Their Research Works Find More Project Topics FIND HERE Hire Us for Thesis Works HIRE NOW Hire Us for Project…

Practices of Accounting Firms in Tax Avoidance the Nigerian Experience

ByZack

Practices of Accounting Firms in Tax Avoidance the Nigerian Experience   Quick Navigation for Final Year Undergraduates, Masters (Thesis), and Ph.D. Dissertation Students Who Need Our Services on Their Research Works Find More Project Topics FIND HERE Hire Us for Thesis Works HIRE NOW Hire Us for Project Works HIRE NOW Hire Us for Seminar…

United Nations and Conflict Management of the Civil War in Liberia

ByZack

United Nations and Conflict Management of the Civil War in Liberia   Quick Navigation for Final Year Undergraduates, Masters (Thesis), and Ph.D. Dissertation Students Who Need Our Services on Their Research Works Find More Project Topics FIND HERE Hire Us for Thesis Works HIRE NOW Hire Us for Project Works HIRE NOW Hire Us for…